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2012 January | Pleasant Street BandB

Life Insurance Questions & Answers

Did the crocodile hunter have life insurance? No, but he had MONEY in the bank which is better than life insurance. His job type would be classified as K, the highest risk job and therefore would not be insurable. Difference between health and life insurance? Health insurance covers medical stuff - like doctor visits, medicines, ER visits, etc. Life insurance is a policy paid to a person you choose (spouse, child, parent, friend) when you die to cover expenses such as funeral costs, debts, etc. Difference between natural life insurance and genaral insurance? The important difference between Life and General Insurance is contained by what each covers. Life Insurance replaces the human duration value of a character. That is, it replaces what a person would own earned, or contributed to a firm or kinfolk, had they lived. General Insurance replaces the efficacy...Disability .. more»

Car Insurance Leads – Are They Worth the Money?

Any car insurance agent knows how competitive the insurance business is. Gone are the times when a handful of agents supplied insurance to everyone in town. Now there are thousands of insurance agents competing with each other for clients. With the economic downturn many agents are having a hard time making ends meet. With so many insurers and seemingly so few potential customers, how is an agent supposed to keep the doors open? The best approach is to always have a pile of new car insurance leads on your desk. You might think this is easier said than done. Advertising costs a lot of money, and it takes time before your new clients walk in the door. Cold calling is tedious and ineffective. However, it takes new leads to make new sales. Fortunately, the .. more»

Travel Insurance – Protect Your Belongings While You Travel

When people think of the insurance coverages that they need, they rarely think about the need for travel insurance. However, if you have been planning and saving for a big family vacation for a long time it is important that you take measures to protect the time and money that you have invested in your trip. After all, it can take only one accident or unfortunate event to bring your trip to a halt and you will want to be covered by an insurance plan specifically designed for the hazards and losses that can occur while on vacation. What Does Travel Insurance Cover? Travel insurance generally covers cancellation or interruption of your trip, lost or stolen baggage, medical emergencies and general trip assistance services. Generally speaking, travel insurance policies are designed cover those hazards and losses .. more»