Policies of insurance provide that the insured is entitled to be indemnified and defended by his insurer.  As a practical matter, when the insured is sued, the insurer either appoints an attorney to defend the insured, or pays an attorney selected by the insured to provide a defense.But the insured remains the named defendant in the lawsuit.In a recent case, plaintiff claimed defendant's negligence caused personal injuries.  Defendant's insurance carrier provided a defense.  A jury returned a verdict against defendant.  At that point, plaintiff asked the Court to convert the judgment to one against the insurance company in order to permit plaintiff to levy against the carrier's assets for collection.YOU BE THE JUDGE:  If a party to a lawsuit has insurance, isn't a judgment against the insured also a judgment against the insurance company?The trial judge entered such a converted judgment, but .. more»

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Strategic planning and strategic leadership styles vary just as the employees and owners of companies involved in the planning process differ. Visit local bookstores or check on line to see hundreds of books claiming to have the secrets to a successful business and easy strategic planning. Technology and the Internet has forced companies to make changes. Has the ability to get along with and manage others changed? Many businesses today are international. Constant news reports keep everyone updated on issues affecting the business world. The skills needed to effectively manage others have not changed that much. Rather employees today are not as willing to put up with poor leadership or bullies in the manager's office, anymore. Employees have more choices and they expect leaders to be authentic. Strategic leadership is defined as determining where an organization is going and how to get .. more»